A Embracon é uma das maiores administradoras de consórcio do país, segundo ranking do Banco Central.
Há mais de 30 anos no mercado, e com uma impressionante carteira de mais de 120 mil clientes ativos, entre pessoas físicas e jurídicas.”







Consórcio é uma reunião de pessoas físicas ou jurídicas, em grupo fechado, promovido pela administradora com a autorização do BACEN, o Banco Central.
É definido por ser um sistema de compra parcelada e programada de um determinado bem ou serviço em um dado período de tempo.
Os consorciados são separados em grupos que, com contribuições mensais, arrecadam o valor necessário para as chamadas contemplações – isto é, a entrega dos bens escolhidos. Mensalmente, os participantes com o pagamento em dia concorrem a “sorteios”.
Quando comparado a outras opções de crédito disponíveis no mercado financeiro, o consórcio em geral é mais barato – uma vez que as parcelas podem ser definidas de acordo com a sua capacidade de realizar pagamentos, não têm juros e não exigem nenhum tipo de entrada.
No decorrer de uma operação de consórcio, são realizadas assembleias mensais. Neste quesito, a Embracon possui um diferencial competitivo importante: é a única a disponibilizar à sua base de clientes quatro chances reais de contemplações, onde uma categoria não concorre com a outra; uma vantagem que têm sido estratégica no aumento do volume de contemplados mês a mês, corroborando para o crescimento da companhia.
Outra vantagem da modalidade de consórcio é o prazo mais curto do que um financiamento convencional, que pode ser ainda menor uma vez que não há incidência de juros como as demais instituições financeiras, provendo liquidez ao adquirente para que possa até mesmo adiantar as suas parcelas.
A Embracon provê uma assessoria personalizada a cada operação, visando elucidar dúvidas e estruturar a operação que atenda às necessidades dos consorciados por prazo, montante do investimento ou ambos.

Cada cliente de um consórcio contrata uma operação específica junto à Embracon, que estuda individualmente o caso.
As contratações em geral partem de 36 a 240 meses para a aquisição de imóveis, 36 a 100 meses para automotores (automóveis, caminhões, máquinas agrícolas, motocicletas, embarcações, máquinas industriais e afins) e prazos mais enxutos – na ordem de 20 a 40 meses, para serviços em geral.
Ocupando posição de liderança no fornecimento de camisas porta-clichê, cilindros e camisas anilox e uma ampla gama de soluções à indústria de impressão (em especial as áreas de flexografia e impressão industrial), a paranaense Laserflex é a primeira cliente nacional da parceria especial e exclusiva junto à Embracon.
Seja uma impressora, laminadora, extrusora, máquina de acabamento etc., estamos preparados para atender quaisquer necessidades das indústrias gráficas e convertedoras do país. Faça sua simulação sem compromisso!
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